Irs 401 K Limit 2025. As per the irs, 401(k) limits for 2025 have been increased to an annual amount of $23,500, up from $23,000. The annual contribution limit for workers who participate in 401(k), 403(b) and most 457 plans, as well as the federal government’s thrift savings plan, will be increased to $23,500, up from $23,000 in 2024.

Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $23,000 to $23,500. The annual contribution limit for workers who participate in 401(k), 403(b) and most 457 plans, as well as the federal government’s thrift savings plan, will be increased to $23,500, up from $23,000 in 2024.